DSCR Calculator
Estimate a rental property's Debt Service Coverage Ratio by comparing monthly rental income to monthly debt obligations.
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Monthly Rental Income
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Total Monthly Debt
$0
Annual Rental Income
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Annual Debt Service
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DSCR is calculated as rental income divided by total debt service. Many DSCR loan programs look for a ratio around 1.00 or higher, but guidelines vary by lender, loan size, credit score, LTV, property type, and market rent documentation.
